Clearwater Beach to St. Pete Beach
Luxury coastal residences on Florida’s Gulf Coast.
New and move-in-ready homes in Pinellas County, with short-term-rental flexibility, DSCR financing options and verified details.
Smart Coastal Assets
Own the Gulf Coast, smartly.
We present a small, curated collection of new and move-in-ready coastal residences from Clearwater Beach to St. Pete Beach. Each is chosen for location, scarcity and ownership flexibility, and each is documented with the facts serious buyers ask for first: rental rules, financing and verified numbers.
All residencesWaterfront & walk-to-beach
Every residence sits on Pinellas County's Gulf barrier islands, from Intracoastal frontage to one block from the sand.
Rental flexibility
4 of 5 current residences permit nightly or 1–7 day rentals. Rules are published on every project page.
DSCR financing
Qualify on the property's rental income. DSCR options are available across our current developments, subject to lender approval.
Verified details
Pricing, deposits, rental rules and income figures come from the developer or the named source, each with a last-verified date.
Available Developments
Explore the coast, one address at a time.
Every pin marks a real location. Tap a marker or a residence to see photos, pricing, rental rules and financing options.
01 · Madeira Beach, Florida
The Beachmaker Resort
Autograph Collection Residences on Madeira Beach
- Price
- From ~$837,000 to $4.4M
- Rentals
- Nightly
- Residences
- 161 + 10 penthouses
02 · Indian Shores, Florida
Sapphire Shores
Ten Intracoastal residences across the street from the beach
- Price
- $2,275,000 – $3,250,000
- Bedrooms
- 5 + den
- Sq. Ft.
- 4,000+
- Rentals
- 1–7 days
03 · Treasure Island, Florida
Capri Townhomes
Seven move-in-ready townhomes one block from the beach
- Price
- $1,690,000
- Bedrooms
- 5
- Sq. Ft.
- ~3,000
- Rentals
- 1–7 days
04 · Madeira Beach, Florida
The Residences
Waterfront Town Center living with boat slips
- Price
- From the $900Ks
- Bedrooms
- 3 (all en suite)
- Sq. Ft.
- ~1,800
- Rentals
- 30 days
05 · Madeira Beach, Florida
Coastal Elegance at Snug Harbor
Five new waterfront residences with private boat slips
- Price
- $1,600,000 – $3,200,000
- Bedrooms
- 3
- Rentals
- 1–7 days
- Residences
- 5
Buyer guides
Clear answers before you buy on the coast.
Compare Pinellas County Coastal Residences: Price, Rentals, Financing
Smart Coastal Assets currently offers 5 coastal residences in Pinellas County, Florida: The Beachmaker Resort in Madeira Beach (From ~$837,000 to $4.4M); Sapphire Shores in Indian Shores ($2,275,000 – $3,250,000); Capri Townhomes in Treasure Island ($1,690,000); The Residences in Madeira Beach (From the $900Ks); Coastal Elegance at Snug Harbor in Madeira Beach ($1,600,000 – $3,200,000). 4 allow nightly or 1–7 day rentals, 5 offer DSCR financing, and 3 are move-in ready.
Read guideShort-Term Rental Rules for Pinellas County Beach Properties
Whether you can rent a Pinellas County beach property short term depends on three layers: Florida law, the city's local ordinances, and the building's condominium or HOA documents. Florida generally prevents cities from banning vacation rentals or limiting rental duration under ordinances adopted after June 1, 2011, but older local rules and association documents can still restrict stays. Owners also need a Florida vacation rental license and must collect state and county transient rental taxes.
Read guideDSCR Loans for Florida Vacation Rentals: How They Work
A DSCR loan is an investment-property mortgage that qualifies you mainly on the property's rental income instead of your personal income. The lender divides the property's expected rental income by its monthly debt payment (principal, interest, taxes, insurance and association dues). A ratio of 1.0 means the rent exactly covers the payment; many lenders look for 1.0 to 1.25 or higher.
Read guide
What luxury coastal properties are available in Pinellas County right now?
Smart Coastal Assets currently offers: The Beachmaker Resort at 15000 Madeira Way, Madeira Beach (From ~$837,000 to $4.4M); Sapphire Shores at 19631 Gulf Blvd, Indian Shores ($2,275,000 – $3,250,000); Capri Townhomes at 11605 First Street East, Treasure Island ($1,690,000); The Residences at 400 150th Avenue, Madeira Beach (From the $900Ks); Coastal Elegance at Snug Harbor at 13655 Gulf Blvd, Madeira Beach ($1,600,000 – $3,200,000).
What is the least expensive Smart Coastal Assets residence?
The Beachmaker Resort in Madeira Beach, From ~$837,000 to $4.4M.
Which residences are move-in ready?
Move-in ready: Capri Townhomes (Treasure Island); The Residences (Madeira Beach); Coastal Elegance at Snug Harbor (Madeira Beach). Under development: The Beachmaker Resort (Target opening 2029); Sapphire Shores (Q1 2027).
Where exactly are the properties located?
All are on the Pinellas County Gulf coast between Clearwater Beach and St. Pete Beach: The Beachmaker Resort, 15000 Madeira Way, Madeira Beach, FL 33708; Sapphire Shores, 19631 Gulf Blvd, Indian Shores, FL; Capri Townhomes, 11605 First Street East, Treasure Island, FL 33706; The Residences, 400 150th Avenue, Madeira Beach, FL 33708; Coastal Elegance at Snug Harbor, 13655 Gulf Blvd, Madeira Beach, FL 33708.
Which Pinellas County beach properties allow short-term rentals of 1–7 days?
The Beachmaker Resort in Madeira Beach: Nightly; Sapphire Shores in Indian Shores: 1–7 days; Capri Townhomes in Treasure Island: 1–7 days; Coastal Elegance at Snug Harbor in Madeira Beach: 1–7 days.
Private inquiries
Let’s find your place on the coast.
Ask about pricing, availability, floor plans, rental rules or financing. Prefer to talk?
Jeff Beggins
Century 21 Beggins Enterprises